Dollars and cents. No currency conversion on this page.
Leave blank or 0 for a digital file.
Your bank country Highlights the matching Etsy column. Both columns stay visible.
Etsy buyer region Changes Etsy Canada processing only (3% vs 4%).
Etsy Offsite Ads 15% under $10,000 of Etsy sales in 365 days. 12% at or above that. Cap $100 USD per order.
GST/HST registered Does not compute tax you owe. It only changes the note about GST/HST on Etsy fees.
Gumroad high volume Only after $20,000 in paid sales this calendar month. Discover stays 30%. Default off.

Do not treat a CAD keep and a USD keep as the same money. Percent fees follow the number you typed. Flat fees stay in the currency printed on each line (CAD or USD) and are not converted.